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Terms & Conditions

Brighter IR Ltd.

Brighter IR Ltd owns the copyright for information displayed within our web pages and services, or we are licensed to display the information by the copyright owner.

You are forbidden from caching, framing, scraping or collecting information from our website, web pages or services for commercial gain or otherwise. You are not authorised to copy, distribute or display our web pages, or store the data contained within them. You are also forbidden from linking to pages from our website, web pages or services without the express written permission of Brighter IR Ltd. We reserve the right to take action against you to uphold our rights should you breach our and our licensors’ intellectual property rights. This may involve pursuing injunctive proceedings.

The Content is only for your general information and use and is not intended to address your particular requirements.

The Content does not constitute any form of advice, recommendation or arrangement by Brighter IR and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. You acknowledge and agree that you bear responsibility for your own investment research and investment decisions, and that Brighter IR shall not be held liable by you or any others for any decision made or action taken by you or others based upon reliance on or use of information or materials obtained or accessed through use of the Content. Investors should be aware that prices may fall as well as rise and that the income derived can go down as well as up. When buying or selling any investment that fluctuates in price or value you may get back less than you invested. Past performance is not necessarily a guide to future performance.

Any arrangements made between you and any third party named in this Content are at your sole risk and responsibility.

Although all reasonable effort has been made by Brighter IR Ltd and its suppliers in collecting and maintaining the Content, neither Brighter IR nor its suppliers give any warranties as to the accuracy, completeness, timeliness, integrity or fitness for purpose of the Content. Neither Brighter IR Ltd nor its suppliers (listed in brief below and only applicable where appropriate), if any, shall in any circumstances be liable whether in contract tort or otherwise for any consequential or indirect loss or damage or for any loss of profits or of contracts howsoever arising through negligence or otherwise and of whatsoever nature suffered or incurred directly or indirectly by you.

FTSE’s legal attribution and disclaimer statement

FTSE®”, “FT-SE®”, “Footsie®”, “FTSE4Good®” and “techMARK” are trade marks jointly owned by the London Stock Exchange Plc and The Financial Times Limited and are used by FTSE International Limited (“FTSE”) under licence. “All-World®”, “All-Share®” and “All-Small®” are trademarks of FTSE.

“FTSE Indices including the trademarked indices above are calculated by FTSE. FTSE does not sponsor, endorse or promote these products and is not in any way connected to them and does not accept any liability in relation to their issue, operation and trading.”

Morningstar data

The equity and regulatory news data information contained on this site and in our Investor Relations tools: (1) is provided by Morningstar; (2) may not be copied or distributed (save (i) as incidentally necessary in the course of viewing it on-line (ii) in the course of printing off single copies of web pages on which it appears for the use of those authorised to view it on-line), or adapted in any way (3) is not warranted to be accurate, complete or timely. This Morningstar-sourced information is provided to you by Brighter IR and is at your own risk. You agree that Morningstar and or Brighter IR are not responsible for any damages or losses arising from any use of this information and that the information must not be relied upon by you the user without appropriate verification. Brighter IR informs you as follows: (i) The information provided should not form the sole basis of any investment decision (ii) no investment decision should be made in relation to any of the information provided other than on the advice of a professional financial advisor; (iii) past performance is no guarantee of future results; and (iv) the value and income derived from investments can go down as well as up.

GDPR Privacy and Cookies Policy

Your personal data – what is it?

Personal data relates to a living individual who can be identified from that data. Identification can be by the information alone or in conjunction with any other information in the data controllers’ possession or likely to come into such possession. The processing of personal data is governed by the General Data Protection Regulation 2016/679 (the ‘GDPR’) which comes into effect on 25th May 2018.

How do we process your personal data?

Brighter IR complies with its obligations under the GDPR by keeping personal data up to date, by storing and destroying it securely; by not collecting or retaining excessive amounts of data; by protecting personal data from loss, misuse, unauthorised access and disclosure and by ensuring that appropriate technical measures are in place to protect personal data.

Brighter IR will collect personal data directly from you as the data subject and may on occasion also collect relevant data from 3rd parties. We may monitor, record, store and use any telephone, email or other communication with you. Any new information you provide may be used to update an existing record we hold for you.

We may use your personal data for a number of different purposes including the following:

  • To generate, manage and administer any contract you may have with us
  • To keep you informed (by mail, email, telephone or otherwise) of relevant offers and products and services we consider may be of interest to you, unless you have opted out of receiving these;
  • To comply with our legal obligations, co-operate with the court service, our regulators and law enforcement agencies and to prevent and detect crime;
  • To transfer information to the Official Receiver or appointed insolvency practitioner if we receive notification of any bankruptcy or insolvency proceedings:
  • To check instructions, you have provided or resolve disputes and complaints;
  • To improve the quality of the service we provide and train our staff;
  • Aggregating data for analysis and research and to provide management information internally or to the Group.

What is the legal basis for processing your personal data?

Under Article 6 of the GDPR, the legal basis that Brighter IR employs for processing your personal data may include one of the following:

  • Where contractually it is needed to provide you with our products or services;
  • Where it is in our legitimate interests to do so;
  • To comply with our legal obligations;
  • With your consent.

Usually the legal basis will be contractual in that the processing of your personal data is necessary for the performance of a contract to which you, the ‘data subject’ is party, or in order to take preparatory steps at your request prior to entering into such a contract.

Sharing your personal data

Your personal data will be treated as being strictly confidential and will never be shared without your consent.

All the personal data that we hold about you will be processed by our staff, and no third parties (other than Proactive Investors Group Holdings Inc ‘the Group’) will have access to your personal data without your consent, or unless there is a legal obligation for us to provide them with this information. Please be aware however, that your personal data may be stored on cloud-based systems whose servers may or may not be located within the European Union.

Processing personal data outside of the EU

Where possible, we only process your information within the European Union (EU), which includes the UK, as we share similar standards of legal protection. We may send your data outside of the EU; however, we will always ensure it is processed and handled in line with the UK Data Protection Act 1998. Instances where we will transfer your data outside of the EU include:

  • processing international payments; or
  • disclosures to foreign authorities to reduce financial crime and terrorism.

How long do we keep your personal data for?

We will keep your personal information for as long as you are a customer or user of the services of Brighter IR and/or the Group. After you stop being a customer, we may keep your data for one of these reasons:

  • To respond to any questions or complaints;
  • To maintain records according to rules that apply to us.

We may keep your data if we cannot delete it for legal or regulatory reasons. We may also keep it for statistical purposes. If we do, we will make sure that privacy is protected, and the data only used for those purposes.

We will keep your personal data securely, and it will be destroyed securely if it is no longer needed for the lawful purposes for which it was obtained.

If you consent to receiving marketing from us, any information we use for this purpose will be held by us until such time as you notify us that you no longer wish to receive marketing information from us.

Your rights and your personal data

Unless subject to an exemption under the GDPR relating to a particular lawful basis used, you may have the following rights with respect to your personal data:

  • to request a copy of your personal data which Brighter IR holds about you;
  • to request that Brighter IR corrects any of your personal data if it is found to be inaccurate or out of date;
  • to request your personal data to be erased where it is no longer necessary for Brighter IR to retain such data;
  • to withdraw your consent to the processing of your personal data at any time;
  • to request that Brighter IR provides you with your personal data, and where possible, to transmit the data directly to another data controller (known as the right to data portability);
  • where there is a dispute in relation to the accuracy or processing of your personal data, to request a restriction is placed on further processing;
  • to object to the processing of your personal data with regards to Direct Marketing;
  • to lodge a complaint with the Information Commissioner’s Office (ICO).

Access to your information and correction

You have the right to request a copy of the information that we hold about you. This is called a Subject Access Request. If you would like a copy of all or some of your personal information, please email or write to us at the addresses provided in the “Contact Details” section of this Data Privacy Notice. In some exceptional cases, we may make a small charge for this service (for example multiple claims for the same information) but usually this data will be provided free of charge.

We want to make sure that your personal information is accurate and up to date. You may ask us to correct or remove information you think is inaccurate.

Marketing

We would like to send you information about products and services of ours and other companies within our group which may be of interest to you. If you have consented to receive marketing, you may opt out at a later date.

You have a right at any time to stop us from contacting you for marketing purposes or giving your information to other entities within our group. If you no longer wish to be contacted for marketing purposes, please email or write to us at the addresses provided in the ‘Contact Details’ section of this Data Privacy Notice.

Further processing

If we wish to use your personal data for a new purpose, not defined by this Data Privacy Notice, then we will provide you with a new notice explaining this new use prior to the commencement of the new processing and setting out the relevant purposes and processing conditions. Where and whenever necessary, we will seek your prior consent to the new processing.

Contact Details

To exercise all relevant rights, or to raise queries or complaints, please in the first instance contact

By email

hello@brighterir.com

By post

Unit 6, The Business Centre,
6 Wool House, 74 Back Church Lane,
London E1 1AF

By telephone

+44 (0)207 264 3926

You can contact the Information Commissioner’s Office on 0303 123 1113 or via email https://ico.org.uk/global/contact-us/email/ or by post at The Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF

What Are Cookies

As is common practice with almost all professional websites this site uses cookies, which are tiny files that are downloaded to your computer, to improve your experience. This page describes what information they gather, how we use it and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored however this may downgrade or ‘break’ certain elements of the sites functionality.

For more general information on cookies see the Wikipedia article on HTTP Cookies

How We Use Cookies

We use cookies for a variety of reasons detailed below. Unfortunately in most cases there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to this site. It is recommended that you leave on all cookies if you are not sure whether you need them or not in case they are used to provide a service that you use.

Disabling Cookies

You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of the this site. Therefore it is recommended that you do not disable cookies.

The Cookies We Set

This site offers newsletter or email subscription services and cookies may be used to remember if you are already registered and whether to show certain notifications which might only be valid to subscribed/unsubscribed users.

Third Party Cookies

In some special cases we also use cookies provided by trusted third parties. The following section details which third party cookies you might encounter through this site.

This site uses Google Analytics which is one of the most widespread and trusted analytics solution on the web for helping us to understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content.

For more information on Google Analytics cookies, see the official Google Analytics page.

Third party analytics are used to track and measure usage of this site so that we can continue to produce engaging content. These cookies may track things such as how long you spend on the site or pages you visit which helps us to understand how we can improve the site for you.

More Information

Hopefully that has clarified things for you and as was previously mentioned if there is something that you aren’t sure whether you need or not it’s usually safer to leave cookies enabled in case it does interact with one of the features you use on our site. However if you are still looking for more information then you can contact us through one of our preferred contact methods.

Email: hello@brighterir.com

Phone: 0207 264 3926

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